Information and Resources
Frequently Asked Questions
Discover answers to questions about multifamily real estate, investing with J+G Companies, and other important concepts for investors.
Getting Started
J+G Companies is a vertically-integrated multifamily investment and property management company
J+G Companies primarily invests in Midwest markets and select markets in adjacent states. The stability and consistent strong performance of Midwest multifamily markets provide a unique risk-return profile that has been particularly advantageous for our investors.
J+G Companies evaluates investment opportunities through a proven methodology that focuses on cash flow with additional consideration for opportunities to add value through capital improvements and operational efficiencies. Our team of experienced multifamily professionals includes perspectives from both the capital and property management perspectives, allowing us to address both the breadth of factors involved in underwriting and acquisitions but also the depth of focus required for a thorough evaluation of a potential multifamily investment project.
As a vertically-integrated multifamily company, J+G utilizes its property management and investment teams to both physically inspect the property as well as examine the reporting, documentation, and other important legal and financial information associated with the potential investment.
Yes. J+G manages its properties through J+G Communities, and its team of experienced property management professionals has a growing portfolio of J+G properties and fee-managed properties from other owners.
J+G’s team stands out among other multifamily investment and property management companies for its values and depth of experience. With compassion, accountability, responsiveness, and enthusiasm for the renters and investors that they serve, J+G has over 25 years of growth and success in the multifamily investment market.
J+G focuses on multifamily markets in the Midwest and surrounding areas, with investments in Indiana, Ohio, and Kentucky.
Investing
Multifamily real estate can provide a level of cash flow and overall returns along with with specific tax benefits unique to commercial real estate. Multifamily apartments are in high demand given the ongoing housing shortage, and multifamily investments are typically more insulated and stable than stock market equities.
Investing with J+G Companies depends on the specific regulation the the investment porject follows. Investments available under the 506(c) regulation are open to the public, but investors must be accredited in order to participate in the investment. Investments under the 506(b) rule are open to a select number of non-accredited investors, but these investors must have a prior relationship with J+G Companies. Additionally, 506(b) investments are not allowed to be publicly advertised, while 506(c) investments are allowed to be publicly advertised, provided that all investors are accredited.
Investments under the 506(b) rule are open to a select number of non-accredited investors, but these investors must have a prior relationship with J+G Companies. Additionally, 506(b) investments are not allowed to be publicly advertised.
The minimum amount to invest with J+G is $50,000.
The best way to get started and invest with J+G Companies is to contact our investor relations team at moc.seinapmocgdnajobfsctd-6279a6@tsevni.
Yes, you can invest in multifamily through a self-directed IRA, but you will need to consult with the administrator of your IRA to ensure your investment is made properly.
Depending on the specific property, the type of investment, and the timeline of the project, you may be able to visit the property prior to investment.
Multifamily real estate is an illiquid, actively-managed physical asset where returns come from operating cash flow, leverage, and forced appreciation through property improvements, whereas stocks, bonds, and mutual funds are liquid securities priced continuously by public markets with returns driven largely by macro sentiment and passive ownership. It also offers tax advantages like depreciation shields and 1031 exchanges that public securities simply don’t have, at the cost of higher transaction costs and capital lockup.
J+G advertises and promotes select offerings, but the best way to stay informed about new investment opportunities from J+G is to contact our investor relations team at moc.seinapmocgdnajobfsctd-3be4b4@tsevni.
Distributions, Returns, and Communication
The hold period for J+G investments is typically 5-7 years, depending on the project, but some projects may have a hold period slightly longer or shorter than that range.
Investors receive in-depth quarterly reports on each investment property in which they are invested, along with additional relevant property-specific communications and monthly updates on the full J+G portfolio.
Property Management
Professional management directly protects NOI, the number the asset’s valuation is built on, by controlling occupancy, collections, and expenses with more discipline than an owner typically can. It also reduces legal and turnover risk through consistent, compliant handling of leasing and maintenance.
Management quality shows up directly in cap rate: well-run assets command lower cap rates and higher exit values because buyers pay for predictable NOI, while poorly-run ones get discounted for that same unpredictability. It also compounds over the hold period, since better collections and lower turnover mean more cash flow reinvested or distributed each year rather than lost to vacancy and bad debt.
Vertical integration aligns incentives, since the operator captures both the management fee and the equity upside, so they’re motivated to run the asset for long-term value rather than just collect a fee. It also gives sponsors direct control over data and execution speed, cutting the lag and information loss that comes with an outsourced third-party manager reporting up the chain.
Risks and Mitigation
Interest rate and refinancing risk, submarket oversupply, and rent-growth assumptions that don’t materialize are the core structural risks, since each directly compresses the spread between income and debt service. Operational risk, including bad management, deferred maintenance, or unexpected capex, compounds all of the above by eroding NOI regardless of broader market conditions.
Taxes
Depreciation lets investors deduct a portion of the building’s value each year as a paper loss, sheltering rental income from taxes even while the property cash flows positively. Combined with a 1031 exchange, that depreciation can be deferred indefinitely, letting the investor compound returns tax-free across multiple properties over a career.
Depreciation shelters rental income from taxes as a paper loss, and cost segregation can accelerate a chunk of that into the early years for even bigger upfront deductions. Layer on 1031 exchanges to defer capital gains indefinitely, plus mortgage interest deductions and pass-through treatment under the QBI deduction, and multifamily’s tax profile compounds advantages that public securities can’t match.
Common Terms and Definitions
IRR is the annualized rate that discounts all of a deal’s cash flows, equity in, distributions, and sale proceeds, to a net present value of zero, so it’s inherently time-weighted rather than a raw total-return figure. A deal returning capital faster shows a higher IRR than one with the same total profit spread over a longer hold.
Equity multiple is the total cash returned to investors, all distributions plus sale proceeds, divided by total equity invested, so a 2.0x means the deal doubled the original capital over the hold. Unlike IRR, it ignores timing entirely, which is why a slow-and-steady 7-year hold and a fast 3-year flip can post the same multiple while having very different IRRs.
Cash-on-cash is the annual pre-tax cash flow divided by the total equity invested, expressed as a single-period percentage rather than a compounding or time-weighted figure. Cash-on-cash is useful for gauging a property’s current income yield, but it ignores both the time value of money and any gain realized at sale, which is why sponsors pair it with IRR and equity multiple rather than quoting it alone.
Vertical integration means the sponsor owns the full stack, acquisitions, property management, construction/renovation, and often leasing, in-house rather than outsourcing those functions to third parties. That structural control is what lets the same team that underwrote the deal also execute the business plan on the ground, keeping the fee and equity incentives aligned in one operator rather than split across an owner and a hired manager.
An accredited investor is someone who meets SEC-defined thresholds, generally $200K individual income ($300K joint) for the past two years with expectation of the same, or $1M net worth excluding primary residence, that qualify them to invest in unregistered securities like private multifamily syndications. The status exists because these offerings carry less regulatory disclosure than public securities, so the SEC uses income/net worth (and, more recently, certain professional licenses) as a proxy for an investor’s ability to bear that risk.